bank holding company · RSSD 1095571 · KY
How big is AREA BANCSHARES CORPORATION?
AREA BANCSHARES CORPORATION (KY, RSSD 1095571) reported consolidated total assets of $3.0B, deposits of $2.1B and a Tier 1 risk-based capital ratio of 12.02% in its FR Y-9C for 2001Q4. That ranks 175 of 1,892 bank holding companies by assets, 86 of 271 among bank holding companies with $1b-$10b in assets, 1 of 54 bank holding companies in kentucky.
What stands out
AREA BANCSHARES CORPORATION (KY, RSSD 1095571) reported consolidated total assets of $3.0B, deposits of $2.1B and a Tier 1 risk-based capital ratio of 12.02% in its FR Y-9C for 2001Q4. That ranks 175 of 1,892 bank holding companies by assets, 86 of 271 among bank holding companies with $1b-$10b in assets, 1 of 54 bank holding companies in kentucky. Against its size class: tier 1 risk-based capital ratio 12.02%, above the peer median of 10.87%; tier 1 leverage ratio 8.22%, above the peer median of 7.98%; return on assets 1.16%, above the peer median of 1.04%. Its last report predates the 2015 capital rule; the Tier 1 risk-based ratio of 12.02% is shown against the peer medians of its own quarter, not against today's minimums. The last report on record is for 2001Q4; the holding company may have merged, deregistered or fallen below the filing threshold after that.
Key figures, 2001Q4
As filed on the FR Y-9C; ratios marked computed are FACTANKER's. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2001Q4 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $3.0B | $2.1B | $266.3M | $333.9M | record → |
| Total deposits | $2.1B | $1.5B | $215.9M | $271.8M | record → |
| Loans and leases | $2.0B | $1.3B | $176.3M | $221.2M | record → |
| Net income (year to date) | $34.7M | $20.3M | $2.4M | $3.2M | record → |
| Total equity capital | $312.3M | $172.1M | $24.2M | $30.0M | record → |
| Equity to assets | 10.45% | 8.26% | 9.08% | 8.58% | computed |
| Tier 1 risk-based capital ratio | 12.02% | 10.87% | 12.21% | 11.57% | record → |
| Total risk-based capital ratio | 13.74% | 12.25% | 13.33% | 12.88% | record → |
| Tier 1 leverage ratio | 8.22% | 7.98% | 9.10% | 8.31% | record → |
| Return on assets | 1.16% | 1.04% | 0.92% | 0.98% | computed |
Quarter by quarter
62 reports on record, 1986Q3–2001Q4; the 40 most recent shown.
| Quarter | Total assets | Deposits | Loans | Net income YTD | Equity | Tier 1 ratio | Rank |
|---|---|---|---|---|---|---|---|
| 2001Q4 | $3.0B | $2.1B | $2.0B | $34.7M | $312.3M | 12.02% | 175 |
| 2001Q3 | $2.9B | $2.1B | $2.0B | $25.1M | $307.2M | 11.54% | 172 |
| 2001Q2 | $2.7B | $2.1B | $1.9B | $15.6M | $302.1M | 11.48% | 181 |
| 2001Q1 | $2.7B | $2.2B | $1.9B | $7.5M | $295.8M | 10.92% | 179 |
| 2000Q4 | $2.8B | $2.1B | $1.9B | $37.7M | $286.6M | — | 180 |
| 2000Q3 | $2.8B | $2.1B | $1.9B | $30.0M | $277.7M | — | 181 |
| 2000Q2 | $2.7B | $2.1B | $1.9B | $24.6M | $272.0M | — | 182 |
| 2000Q1 | $2.7B | $2.1B | $1.9B | $12.9M | $270.6M | — | 180 |
| 1999Q4 | $2.3B | $1.7B | $1.6B | $38.3M | $267.0M | — | 198 |
| 1999Q3 | $2.3B | $1.7B | $1.6B | $33.5M | $263.3M | — | 204 |
| 1999Q2 | $2.3B | $1.7B | $1.5B | $25.8M | $268.5M | — | 200 |
| 1999Q1 | $2.2B | $1.8B | $1.5B | $8.3M | $272.4M | — | 196 |
| 1998Q4 | $2.1B | $1.7B | $1.4B | $22.6M | $238.2M | — | 203 |
| 1998Q3 | $2.0B | $1.6B | $1.3B | $17.3M | $222.7M | — | 199 |
| 1998Q2 | $1.9B | $1.5B | $1.2B | $12.8M | $217.6M | — | 213 |
| 1998Q1 | $1.9B | $1.5B | $1.2B | $5.9M | $204.4M | — | 213 |
| 1997Q4 | $1.9B | $1.4B | $1.2B | $20.8M | $196.5M | — | 222 |
| 1997Q3 | $1.9B | $1.4B | $1.2B | $15.6M | $189.4M | — | 227 |
| 1997Q2 | $1.2B | $835.3M | $693.5M | $7.5M | $132.1M | — | 295 |
| 1997Q1 | $1.1B | $836.1M | $682.3M | $3.6M | $124.8M | — | 312 |
| 1996Q4 | $1.2B | $845.5M | $701.1M | $15.6M | $122.5M | — | 306 |
| 1996Q3 | $1.1B | $822.3M | $671.8M | $10.5M | $116.9M | — | 306 |
| 1996Q2 | $1.1B | $825.2M | $657.6M | $6.8M | $113.0M | — | 315 |
| 1996Q1 | $1.1B | $813.7M | $665.7M | $3.4M | $110.8M | — | 325 |
| 1995Q4 | $1.1B | $811.5M | $648.2M | $11.6M | $108.6M | — | 326 |
| 1995Q3 | $1.1B | $760.4M | $620.3M | $8.6M | $104.8M | — | 338 |
| 1995Q2 | $1.1B | $761.2M | $607.3M | $5.0M | $100.5M | — | 338 |
| 1995Q1 | $1.0B | $739.9M | $607.8M | $2.0M | $97.0M | — | 337 |
| 1994Q4 | $1.1B | $747.8M | $615.0M | $7.5M | $92.6M | — | 334 |
| 1994Q3 | $1.0B | $716.3M | $614.8M | $8.4M | $96.1M | — | 332 |
| 1994Q2 | $1.0B | $713.9M | $617.5M | $5.4M | $94.4M | — | 333 |
| 1994Q1 | $1.0B | $722.6M | $563.9M | $2.7M | $92.9M | — | 332 |
| 1993Q4 | $976.5M | $743.7M | $562.9M | $14.1M | $90.4M | — | 337 |
| 1993Q3 | $1.2B | $924.4M | $719.8M | $9.8M | $86.3M | — | 306 |
| 1993Q2 | $1.2B | $893.6M | $728.4M | $7.0M | $83.7M | — | 313 |
| 1993Q1 | $882.6M | $677.5M | $502.0M | $3.6M | $80.6M | — | 353 |
| 1992Q4 | $822.4M | $619.5M | $471.1M | $11.9M | $77.2M | — | 368 |
| 1992Q3 | $785.9M | $602.6M | $485.2M | $8.8M | $74.3M | — | 387 |
| 1992Q2 | $797.0M | $602.3M | $514.2M | $5.9M | $71.5M | — | 389 |
| 1992Q1 | $777.5M | $628.9M | $471.5M | $3.3M | $69.1M | — | 399 |
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