bank holding company · RSSD 1076132 · NC
How big is FIRST CHARTER CORPORATION?
FIRST CHARTER CORPORATION (NC, RSSD 1076132) reported consolidated total assets of $4.8B, deposits of $3.2B and a Tier 1 risk-based capital ratio of 11.25% in its FR Y-9C for 2008Q1. That ranks 126 of 979 bank holding companies by assets, 55 of 381 among bank holding companies with $1b-$10b in assets, 6 of 31 bank holding companies in north carolina.
What stands out
FIRST CHARTER CORPORATION (NC, RSSD 1076132) reported consolidated total assets of $4.8B, deposits of $3.2B and a Tier 1 risk-based capital ratio of 11.25% in its FR Y-9C for 2008Q1. That ranks 126 of 979 bank holding companies by assets, 55 of 381 among bank holding companies with $1b-$10b in assets, 6 of 31 bank holding companies in north carolina. Against its size class: tier 1 risk-based capital ratio 11.25%, above the peer median of 10.29%; tier 1 leverage ratio 9.44%, above the peer median of 8.54%; return on assets 0.46%, below the peer median of 0.76%. Its last report predates the 2015 capital rule; the Tier 1 risk-based ratio of 11.25% is shown against the peer medians of its own quarter, not against today's minimums. The last report on record is for 2008Q1; the holding company may have merged, deregistered or fallen below the filing threshold after that.
Key figures, 2008Q1
As filed on the FR Y-9C; ratios marked computed are FACTANKER's. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2008Q1 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $4.8B | $1.9B | $1.2B | $924.8M | record → |
| Total deposits | $3.2B | $1.4B | $931.0M | $710.9M | record → |
| Loans and leases | $3.5B | $1.3B | $872.8M | $675.9M | record → |
| Net income (year to date) | $5.5M | $3.2M | $1.7M | $1.8M | record → |
| Total equity capital | $463.5M | $160.5M | $99.1M | $83.0M | record → |
| Equity to assets | 9.66% | 8.62% | 9.32% | 8.61% | computed |
| Tier 1 risk-based capital ratio | 11.25% | 10.29% | 9.85% | 10.65% | record → |
| Total risk-based capital ratio | 12.38% | 11.71% | 12.05% | 12.05% | record → |
| Tier 1 leverage ratio | 9.44% | 8.54% | 8.91% | 8.67% | record → |
| Return on assets | 0.46% | 0.76% | 0.59% | 0.76% | computed |
Quarter by quarter
84 reports on record, 1987Q2–2008Q1; the 40 most recent shown.
| Quarter | Total assets | Deposits | Loans | Net income YTD | Equity | Tier 1 ratio | Rank |
|---|---|---|---|---|---|---|---|
| 2008Q1 | $4.8B | $3.2B | $3.5B | $5.5M | $463.5M | 11.25% | 126 |
| 2007Q4 | $4.9B | $3.2B | $3.5B | $41.3M | $468.3M | 11.17% | 128 |
| 2007Q3 | $4.8B | $3.2B | $3.5B | $32.4M | $457.5M | 11.02% | 127 |
| 2007Q2 | $4.9B | $3.2B | $3.6B | $21.3M | $445.8M | 10.57% | 128 |
| 2007Q1 | $4.9B | $3.3B | $3.5B | $12.4M | $455.4M | 10.81% | 128 |
| 2006Q4 | $4.9B | $1.8B | $3.5B | $48.2M | $450.9M | 10.61% | 127 |
| 2006Q3 | $4.4B | $3.0B | $3.1B | $35.8M | $352.6M | 11.19% | 135 |
| 2006Q2 | $4.4B | $3.0B | $3.1B | $23.0M | $336.9M | 11.20% | 135 |
| 2006Q1 | $4.3B | $2.8B | $3.0B | $11.4M | $333.6M | 11.22% | 135 |
| 2005Q4 | $4.2B | $2.8B | $3.0B | $25.3M | $323.6M | 11.20% | 163 |
| 2005Q3 | $4.7B | $2.9B | $2.9B | $33.6M | $331.0M | 11.37% | 159 |
| 2005Q2 | $4.6B | $2.8B | $2.9B | $21.6M | $327.7M | 10.70% | 159 |
| 2005Q1 | $4.5B | $2.7B | $2.7B | $10.3M | $312.3M | 9.89% | 160 |
| 2004Q4 | $4.4B | $2.6B | $2.4B | $42.4M | $314.7M | 10.08% | 160 |
| 2004Q3 | $4.4B | $2.6B | $2.4B | $30.9M | $308.7M | 9.92% | 164 |
| 2004Q2 | $4.3B | $2.6B | $2.4B | $19.5M | $283.8M | 9.92% | 164 |
| 2004Q1 | $4.2B | $2.5B | $2.3B | $9.2M | $308.7M | 10.04% | 162 |
| 2003Q4 | $4.2B | $2.4B | $2.3B | $14.1M | $299.4M | 10.00% | 161 |
| 2003Q3 | $4.1B | $2.5B | $2.1B | $14.6M | $302.3M | 10.72% | 161 |
| 2003Q2 | $4.0B | $2.6B | $2.1B | $5.7M | $313.9M | 11.04% | 164 |
| 2003Q1 | $4.0B | $2.5B | $2.1B | $9.9M | $326.1M | 11.46% | 159 |
| 2002Q4 | $3.7B | $2.3B | $2.2B | $39.8M | $324.7M | 11.52% | 163 |
| 2002Q3 | $3.7B | $2.3B | $2.2B | $29.3M | $324.8M | 11.51% | 161 |
| 2002Q2 | $3.5B | $2.3B | $2.1B | $18.6M | $324.1M | 12.35% | 165 |
| 2002Q1 | $3.4B | $2.2B | $2.0B | $8.6M | $303.7M | 12.61% | 166 |
| 2001Q4 | $3.3B | $2.2B | $2.0B | $35.3M | $309.3M | 12.80% | 166 |
| 2001Q3 | $3.3B | $2.2B | $2.0B | $27.2M | $327.6M | 13.18% | 164 |
| 2001Q2 | $3.1B | $2.1B | $2.0B | $17.7M | $324.1M | 13.59% | 170 |
| 2001Q1 | $3.1B | $2.0B | $2.0B | $8.8M | $319.0M | 13.52% | 170 |
| 2000Q4 | $2.9B | $2.0B | $2.2B | $24.8M | $309.3M | — | 174 |
| 2000Q3 | $2.8B | $1.9B | $2.1B | $15.7M | $299.1M | — | 179 |
| 2000Q2 | $2.8B | $1.9B | $2.1B | $6.1M | $288.8M | — | 178 |
| 2000Q1 | $2.0B | $1.2B | $1.5B | $6.3M | $233.3M | — | 224 |
| 1999Q4 | $1.9B | $1.1B | $1.4B | $26.1M | $227.7M | — | 230 |
| 1999Q3 | $1.8B | $1.1B | $1.4B | $19.8M | $228.5M | — | 236 |
| 1999Q2 | $1.8B | $1.1B | $1.4B | $12.7M | $231.6M | — | 232 |
| 1999Q1 | $1.9B | $1.1B | $1.5B | $6.2M | $248.8M | — | 222 |
| 1998Q4 | $1.9B | $1.1B | $1.4B | $9.2M | $246.0M | — | 223 |
| 1998Q3 | $816.8M | $655.7M | $580.2M | $6.6M | $80.8M | — | 378 |
| 1998Q2 | $793.1M | $650.2M | $569.7M | $6.2M | $83.7M | — | 388 |
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