bank holding company · RSSD 1075694 · NC
How big is SOUTHERN BANCSHARES (N.C.), INC.?
SOUTHERN BANCSHARES (N.C.), INC. (NC, RSSD 1075694) reported consolidated total assets of $4.1B, deposits of $3.5B and a Tier 1 risk-based capital ratio of 12.39% in its FR Y-9C for 2021Q1. That ranks 268 of 349 bank holding companies by assets, 118 of 192 among bank holding companies with $1b-$10b in assets, 6 of 8 bank holding companies in north carolina.
What stands out
SOUTHERN BANCSHARES (N.C.), INC. (NC, RSSD 1075694) reported consolidated total assets of $4.1B, deposits of $3.5B and a Tier 1 risk-based capital ratio of 12.39% in its FR Y-9C for 2021Q1. That ranks 268 of 349 bank holding companies by assets, 118 of 192 among bank holding companies with $1b-$10b in assets, 6 of 8 bank holding companies in north carolina. Against its size class: tier 1 risk-based capital ratio 12.39%, below the peer median of 13.16%; tier 1 leverage ratio 9.97%, above the peer median of 9.64%; return on assets 5.45%, above the peer median of 1.34%. At 12.39% its Tier 1 risk-based ratio is above the 6% minimum of the Federal Reserve's capital rule in force since 2015; its leverage ratio of 9.97% is above the 4% minimum. Buffers, stress tests and the small-holding-company exemption are not applied here. This is the last quarter in the bulk series; the holding company may have filed later reports that are not loaded.
Key figures, 2021Q1
As filed on the FR Y-9C; ratios marked computed are FACTANKER's. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2021Q1 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $4.1B | $4.7B | $8.1B | $7.7B | record → |
| Total deposits | $3.5B | $4.0B | $6.5B | $6.1B | record → |
| Loans and leases | $2.3B | $3.1B | $5.6B | $5.3B | record → |
| Net income (year to date) | $55.8M | $14.3M | $47.6M | $25.6M | record → |
| Total equity capital | $429.5M | $463.8M | $733.6M | $832.0M | record → |
| Equity to assets | 10.48% | 10.13% | 9.85% | 10.46% | computed |
| Tier 1 risk-based capital ratio | 12.39% | 13.16% | 12.28% | 13.18% | record → |
| Total risk-based capital ratio | 13.26% | 15.35% | 14.23% | 15.34% | record → |
| Tier 1 leverage ratio | 9.97% | 9.64% | 9.48% | 9.48% | record → |
| Return on assets | 5.45% | 1.34% | 1.12% | 1.34% | computed |
Quarter by quarter
137 reports on record, 1987Q1–2021Q1; the 40 most recent shown.
| Quarter | Total assets | Deposits | Loans | Net income YTD | Equity | Tier 1 ratio | Rank |
|---|---|---|---|---|---|---|---|
| 2021Q1 | $4.1B | $3.5B | $2.3B | $55.8M | $429.5M | 12.39% | 268 |
| 2020Q4 | $3.8B | $3.3B | $2.3B | $44.6M | $393.2M | 12.64% | 270 |
| 2020Q3 | $3.7B | $3.1B | $2.3B | $-7.0M | $342.2M | 12.87% | 271 |
| 2020Q2 | $3.6B | $3.0B | $2.3B | $-4.6M | $346.5M | 12.83% | 275 |
| 2020Q1 | $3.1B | $2.6B | $1.9B | $-26.1M | $349.5M | 13.71% | 282 |
| 2019Q4 | $3.0B | $2.5B | $1.8B | $56.9M | $360.6M | 12.50% | 282 |
| 2019Q3 | $2.9B | $2.4B | $1.8B | $39.6M | $345.8M | 12.68% | 289 |
| 2019Q2 | $2.8B | $2.4B | $1.7B | $27.8M | $331.8M | 12.61% | 291 |
| 2019Q1 | $2.8B | $2.4B | $1.7B | $12.9M | $311.4M | 12.57% | 294 |
| 2018Q4 | $2.7B | $2.3B | $1.7B | $29.5M | $293.5M | 12.35% | 301 |
| 2018Q3 | $2.7B | $2.3B | $1.7B | $33.9M | $298.0M | 11.97% | 297 |
| 2018Q2 | $2.6B | $2.3B | $1.7B | $17.3M | $285.7M | 11.82% | 303 |
| 2018Q1 | $2.6B | $2.2B | $1.6B | $10.4M | $281.9M | 11.51% | 303 |
| 2017Q4 | $2.7B | $2.2B | $1.6B | $33.9M | $294.8M | 11.85% | 302 |
| 2017Q3 | $2.6B | $2.2B | $1.6B | $18.6M | $274.6M | 11.87% | 302 |
| 2017Q2 | $2.5B | $2.1B | $1.6B | $8.7M | $267.4M | 11.64% | 302 |
| 2017Q1 | $2.5B | $2.2B | $1.5B | $2.2M | $254.4M | 11.85% | 306 |
| 2016Q4 | $2.5B | $2.1B | $1.5B | $13.4M | $255.4M | 11.99% | 301 |
| 2016Q3 | $2.5B | $2.1B | $1.5B | $10.8M | $256.5M | 12.51% | 302 |
| 2016Q2 | $2.4B | $2.1B | $1.4B | $5.0M | $246.5M | 12.68% | 301 |
| 2016Q1 | $2.5B | $2.1B | $1.4B | $1.6M | $240.5M | 13.51% | 300 |
| 2015Q4 | $2.2B | $1.8B | $1.2B | $7.9M | $216.4M | 15.90% | 327 |
| 2015Q3 | $2.3B | $1.9B | $1.1B | $4.8M | $210.7M | 15.80% | 309 |
| 2015Q2 | $2.2B | $1.9B | $1.1B | $3.5M | $212.6M | 16.14% | 312 |
| 2015Q1 | $2.2B | $1.9B | $1.1B | $1.6M | $214.2M | 16.34% | 304 |
| 2014Q4 | $2.2B | $1.9B | $1.1B | $6.3M | $211.0M | 16.20% | 301 |
| 2014Q3 | $2.2B | $1.8B | $1.1B | $4.8M | $209.9M | 16.59% | 296 |
| 2014Q2 | $2.2B | $1.8B | $1.2B | $3.2M | $213.7M | 15.80% | 292 |
| 2014Q1 | $2.2B | $1.9B | $1.1B | $1.5M | $206.5M | 16.26% | 284 |
| 2013Q4 | $2.3B | $1.9B | $1.2B | $14.6M | $202.4M | 16.06% | 278 |
| 2013Q3 | $2.3B | $1.9B | $1.2B | $15.8M | $199.2M | 16.51% | 274 |
| 2013Q2 | $2.1B | $1.7B | $1.1B | $4.3M | $170.4M | 15.26% | 302 |
| 2013Q1 | $2.1B | $1.7B | $1.1B | $2.4M | $169.8M | 16.43% | 302 |
| 2012Q4 | $2.0B | $1.7B | $1.1B | $13.6M | $163.8M | 16.89% | 307 |
| 2012Q3 | $2.1B | $1.7B | $1.2B | $14.2M | $193.9M | 20.71% | 291 |
| 2012Q2 | $2.0B | $1.7B | $1.2B | $10.0M | $189.7M | 19.75% | 299 |
| 2012Q1 | $2.0B | $1.7B | $1.2B | $6.6M | $188.6M | 18.69% | 300 |
| 2011Q4 | $2.1B | $1.7B | $1.2B | $31.0M | $178.9M | 18.57% | 248 |
| 2011Q3 | $2.1B | $1.7B | $1.3B | $36.0M | $184.5M | 12.77% | 241 |
| 2011Q2 | $1.4B | $1.1B | $722.7M | $2.1M | $130.3M | 15.42% | 350 |
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