bank holding company · RSSD 1070831 · KY
How big is KENTUCKY BANCSHARES, INC.?
KENTUCKY BANCSHARES, INC. (KY, RSSD 1070831) reported consolidated total assets of $1.0B, deposits of $802.5M and a Tier 1 risk-based capital ratio of 14.13% in its FR Y-9C for 2018Q2. That ranks 607 of 650 bank holding companies by assets, 480 of 492 among bank holding companies with $1b-$10b in assets, 13 of 15 bank holding companies in kentucky.
What stands out
KENTUCKY BANCSHARES, INC. (KY, RSSD 1070831) reported consolidated total assets of $1.0B, deposits of $802.5M and a Tier 1 risk-based capital ratio of 14.13% in its FR Y-9C for 2018Q2. That ranks 607 of 650 bank holding companies by assets, 480 of 492 among bank holding companies with $1b-$10b in assets, 13 of 15 bank holding companies in kentucky. Against its size class: tier 1 risk-based capital ratio 14.13%, above the peer median of 12.60%; tier 1 leverage ratio 9.50%, below the peer median of 10.12%; return on assets 1.19%, above the peer median of 1.11%. At 14.13% its Tier 1 risk-based ratio is above the 6% minimum of the Federal Reserve's capital rule in force since 2015; its leverage ratio of 9.50% is above the 4% minimum. Buffers, stress tests and the small-holding-company exemption are not applied here. The last report on record is for 2018Q2; the holding company may have merged, deregistered or fallen below the filing threshold after that.
Key figures, 2018Q2
As filed on the FR Y-9C; ratios marked computed are FACTANKER's. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2018Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $1.0B | $1.9B | $1.5B | $2.3B | record → |
| Total deposits | $802.5M | $1.5B | $1.2B | $1.8B | record → |
| Loans and leases | $670.8M | $1.3B | $1.0B | $1.6B | record → |
| Net income (year to date) | $6.2M | $11.2M | $7.3M | $13.4M | record → |
| Total equity capital | $100.5M | $198.3M | $145.7M | $251.4M | record → |
| Equity to assets | 9.60% | 10.25% | 10.39% | 10.57% | computed |
| Tier 1 risk-based capital ratio | 14.13% | 12.60% | 13.94% | 12.70% | record → |
| Total risk-based capital ratio | 15.31% | 14.11% | 15.03% | 14.27% | record → |
| Tier 1 leverage ratio | 9.50% | 10.12% | 11.01% | 10.05% | record → |
| Return on assets | 1.19% | 1.11% | 1.09% | 1.12% | computed |
Quarter by quarter
102 reports on record, 1993Q1–2018Q2; the 40 most recent shown.
| Quarter | Total assets | Deposits | Loans | Net income YTD | Equity | Tier 1 ratio | Rank |
|---|---|---|---|---|---|---|---|
| 2018Q2 | $1.0B | $802.5M | $670.8M | $6.2M | $100.5M | 14.13% | 607 |
| 2018Q1 | $1.0B | $816.8M | $651.1M | $3.1M | $99.3M | 14.08% | 610 |
| 2017Q4 | $1.1B | $815.3M | $649.8M | $10.7M | $100.3M | 13.76% | 592 |
| 2017Q3 | $1.0B | $748.4M | $650.3M | $8.1M | $100.3M | 13.06% | 611 |
| 2017Q2 | $1.0B | $784.0M | $652.6M | $5.5M | $98.8M | 13.30% | 613 |
| 2017Q1 | $1.0B | $824.4M | $658.8M | $3.1M | $95.8M | 12.96% | 609 |
| 2016Q4 | $1.0B | $803.0M | $656.7M | $8.6M | $93.0M | 12.78% | 598 |
| 2016Q3 | $991.0M | $734.2M | $662.9M | $6.3M | $96.4M | 12.61% | 604 |
| 2016Q2 | $993.9M | $751.4M | $654.8M | $3.9M | $95.8M | 12.51% | 612 |
| 2016Q1 | $990.8M | $766.1M | $637.4M | $1.8M | $92.9M | 12.31% | 608 |
| 2015Q4 | $974.5M | $759.0M | $624.7M | $6.8M | $89.4M | 12.32% | 596 |
| 2015Q3 | $933.3M | $711.0M | $614.0M | $5.2M | $88.6M | 12.26% | 611 |
| 2015Q2 | $852.7M | $644.0M | $547.8M | $3.6M | $79.0M | 12.13% | 626 |
| 2015Q1 | $856.3M | $660.8M | $539.6M | $1.5M | $79.7M | 11.90% | 629 |
| 2014Q4 | $855.7M | $654.9M | $539.1M | $7.1M | $77.9M | 12.02% | 687 |
| 2014Q3 | $793.9M | $588.3M | $511.7M | $5.4M | $76.1M | 12.80% | 722 |
| 2014Q2 | $785.1M | $597.4M | $496.6M | $3.7M | $74.9M | 13.00% | 725 |
| 2014Q1 | $782.5M | $628.1M | $474.2M | $1.8M | $72.0M | 12.99% | 731 |
| 2013Q4 | $770.4M | $617.5M | $468.9M | $5.8M | $67.7M | 13.01% | 731 |
| 2013Q3 | $741.3M | $573.5M | $465.8M | $4.9M | $69.3M | 13.28% | 752 |
| 2013Q2 | $709.0M | $575.8M | $452.7M | $3.5M | $70.2M | 13.53% | 781 |
| 2013Q1 | $706.9M | $594.4M | $422.5M | $1.7M | $73.8M | 13.81% | 791 |
| 2012Q4 | $700.9M | $590.5M | $430.5M | $7.0M | $74.0M | 13.39% | 795 |
| 2012Q3 | $672.3M | $540.6M | $426.8M | $5.1M | $73.7M | 13.27% | 821 |
| 2012Q2 | $670.6M | $543.2M | $421.5M | $3.4M | $72.4M | 13.07% | 819 |
| 2012Q1 | $677.2M | $562.9M | $413.1M | $1.6M | $69.4M | 12.83% | 810 |
| 2011Q4 | $659.9M | $543.0M | $412.5M | $5.7M | $69.0M | 12.75% | 719 |
| 2011Q3 | $633.9M | $508.1M | $409.2M | $4.5M | $68.1M | 12.81% | 746 |
| 2011Q2 | $648.6M | $517.3M | $409.0M | $2.7M | $65.5M | 12.51% | 720 |
| 2011Q1 | $656.7M | $538.8M | $414.2M | $1.3M | $63.0M | 12.18% | 722 |
| 2010Q4 | $658.8M | $537.4M | $411.8M | $4.9M | $61.0M | 12.06% | 724 |
| 2010Q3 | $666.1M | $538.9M | $415.6M | $3.7M | $64.7M | 11.94% | 725 |
| 2010Q2 | $688.2M | $554.9M | $416.8M | $2.1M | $62.9M | 11.55% | 697 |
| 2010Q1 | $741.7M | $605.6M | $423.2M | $944.0k | $61.6M | 11.08% | 658 |
| 2009Q4 | $676.1M | $536.5M | $425.6M | $4.8M | $61.0M | 11.38% | 724 |
| 2009Q3 | $656.1M | $496.6M | $427.9M | $3.4M | $62.9M | 11.26% | 753 |
| 2009Q2 | $649.2M | $494.1M | $417.6M | $2.1M | $58.8M | 12.38% | 767 |
| 2009Q1 | $679.2M | $526.4M | $415.6M | $1.2M | $58.7M | 12.44% | 725 |
| 2008Q4 | $679.2M | $520.9M | $424.3M | $3.7M | $57.0M | 12.21% | 707 |
| 2008Q3 | $636.5M | $471.6M | $420.6M | $4.0M | $55.7M | 11.50% | 740 |
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