bank holding company · RSSD 1048997 · NY
How big is SMITHTOWN BANCORP, INC.?
SMITHTOWN BANCORP, INC. (NY, RSSD 1048997) reported consolidated total assets of $2.3B, deposits of $1.8B and a Tier 1 risk-based capital ratio of 5.40% in its FR Y-9C for 2010Q3. That ranks 222 of 1,024 bank holding companies by assets, 143 of 389 among bank holding companies with $1b-$10b in assets, 25 of 51 bank holding companies in new york.
What stands out
SMITHTOWN BANCORP, INC. (NY, RSSD 1048997) reported consolidated total assets of $2.3B, deposits of $1.8B and a Tier 1 risk-based capital ratio of 5.40% in its FR Y-9C for 2010Q3. That ranks 222 of 1,024 bank holding companies by assets, 143 of 389 among bank holding companies with $1b-$10b in assets, 25 of 51 bank holding companies in new york. Against its size class: tier 1 risk-based capital ratio 5.40%, below the peer median of 12.56%; tier 1 leverage ratio 4.06%, below the peer median of 9.06%; return on assets -3.71%, below the peer median of 0.52%. Its last report predates the 2015 capital rule; the Tier 1 risk-based ratio of 5.40% is shown against the peer medians of its own quarter, not against today's minimums. The last report on record is for 2010Q3; the holding company may have merged, deregistered or fallen below the filing threshold after that.
Key figures, 2010Q3
As filed on the FR Y-9C; ratios marked computed are FACTANKER's. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2010Q3 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $2.3B | $1.8B | $2.2B | $932.0M | record → |
| Total deposits | $1.8B | $1.4B | $1.8B | $757.7M | record → |
| Loans and leases | $1.9B | $1.2B | $1.3B | $620.0M | record → |
| Net income (year to date) | $-63.5M | $6.6M | $7.9M | $3.1M | record → |
| Total equity capital | $75.0M | $158.6M | $216.2M | $82.0M | record → |
| Equity to assets | 3.29% | 9.18% | 9.30% | 8.94% | computed |
| Tier 1 risk-based capital ratio | 5.40% | 12.56% | 12.68% | 12.35% | record → |
| Total risk-based capital ratio | 8.63% | 14.13% | 14.54% | 13.96% | record → |
| Tier 1 leverage ratio | 4.06% | 9.06% | 8.66% | 8.95% | record → |
| Return on assets | -3.71% | 0.52% | 0.63% | 0.48% | computed |
Quarter by quarter
96 reports on record, 1986Q4–2010Q3; the 40 most recent shown.
| Quarter | Total assets | Deposits | Loans | Net income YTD | Equity | Tier 1 ratio | Rank |
|---|---|---|---|---|---|---|---|
| 2010Q3 | $2.3B | $1.8B | $1.9B | $-63.5M | $75.0M | 5.40% | 222 |
| 2010Q2 | $2.3B | $1.8B | $2.0B | $-43.0M | $95.6M | 6.66% | 213 |
| 2010Q1 | $2.4B | $1.9B | $2.0B | $-13.8M | $122.8M | 7.90% | 209 |
| 2009Q4 | $2.6B | $2.1B | $2.1B | $-11.8M | $135.8M | 8.41% | 197 |
| 2009Q3 | $2.7B | $2.1B | $2.1B | $7.9M | $157.9M | 9.20% | 200 |
| 2009Q2 | $2.3B | $1.8B | $2.0B | $7.0M | $153.4M | 10.60% | 218 |
| 2009Q1 | $2.2B | $1.7B | $1.8B | $3.6M | $122.6M | 9.46% | 236 |
| 2008Q4 | $1.9B | $1.4B | $1.7B | $15.7M | $119.6M | 9.96% | 262 |
| 2008Q3 | $1.7B | $1.2B | $1.5B | $12.1M | $115.0M | 11.13% | 281 |
| 2008Q2 | $1.5B | $1.1B | $1.4B | $7.5M | $85.7M | 8.67% | 309 |
| 2008Q1 | $1.3B | $973.7M | $1.1B | $3.6M | $83.0M | 9.78% | 358 |
| 2007Q4 | $1.1B | $990.8M | $983.9M | $14.3M | $80.1M | 9.78% | 407 |
| 2007Q3 | $1.1B | $964.6M | $948.8M | $10.9M | $77.1M | 9.70% | 414 |
| 2007Q2 | $1.1B | $943.6M | $919.9M | $7.1M | $73.5M | 9.81% | 414 |
| 2007Q1 | $1.1B | $954.3M | $890.5M | $3.4M | $70.3M | 9.69% | 409 |
| 2006Q4 | $1.0B | $892.3M | $849.3M | $14.0M | $66.8M | 9.75% | 419 |
| 2006Q3 | $995.7M | $849.6M | $805.1M | $10.3M | $65.0M | 9.95% | 435 |
| 2006Q2 | $976.2M | $828.2M | $786.4M | $6.6M | $61.1M | 9.94% | 434 |
| 2006Q1 | $927.6M | $780.8M | $745.2M | $3.1M | $58.3M | 10.00% | 447 |
| 2005Q4 | $878.3M | $696.9M | $698.4M | $11.1M | $55.9M | 9.37% | 501 |
| 2005Q3 | $837.8M | $704.4M | $651.9M | $8.0M | $53.4M | 9.52% | 512 |
| 2005Q2 | $794.6M | $645.2M | $618.9M | $5.0M | $51.3M | 10.02% | 518 |
| 2005Q1 | $754.1M | $622.0M | $576.7M | $2.3M | $48.5M | 10.32% | 526 |
| 2004Q4 | $677.0M | $515.5M | $570.8M | $10.0M | $46.9M | 10.41% | 586 |
| 2004Q3 | $662.1M | $548.8M | $553.0M | $7.3M | $44.7M | 10.27% | 590 |
| 2004Q2 | $633.5M | $535.3M | $521.1M | $4.7M | $42.4M | 10.68% | 624 |
| 2004Q1 | $620.6M | $523.3M | $493.9M | $2.1M | $41.0M | 10.50% | 624 |
| 2003Q4 | $565.1M | $481.3M | $459.6M | $9.1M | $39.2M | 10.75% | 668 |
| 2003Q3 | $529.9M | $433.6M | $423.2M | $6.6M | $38.7M | 11.56% | 696 |
| 2003Q2 | $505.5M | $428.4M | $391.5M | $4.2M | $37.0M | 9.16% | 734 |
| 2003Q1 | $472.2M | $396.4M | $363.5M | $2.0M | $35.0M | 9.42% | 759 |
| 2002Q4 | $451.8M | $377.9M | $358.1M | $8.0M | $33.9M | 9.43% | 773 |
| 2002Q3 | $451.7M | $367.2M | $344.5M | $5.9M | $32.6M | 9.34% | 766 |
| 2002Q2 | $434.0M | $348.6M | $327.8M | $4.0M | $30.8M | 8.82% | 770 |
| 2002Q1 | $408.2M | $323.9M | $300.6M | $1.9M | $28.6M | 9.07% | 791 |
| 2001Q4 | $380.2M | $311.9M | $281.7M | $6.1M | $27.0M | 9.35% | 840 |
| 2001Q3 | $362.8M | $298.2M | $271.6M | $4.3M | $26.1M | 9.43% | 863 |
| 2001Q2 | $355.5M | $299.6M | $255.8M | $2.7M | $24.6M | 9.43% | 863 |
| 2001Q1 | $332.3M | $271.5M | $239.1M | $1.3M | $23.5M | 9.69% | 894 |
| 2000Q4 | $314.6M | $257.2M | $228.3M | $5.0M | $22.4M | — | 930 |
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