bank holding company · RSSD 1048513 · NY
How big is TRUSTCO BANK CORP NY?
TRUSTCO BANK CORP NY (NY, RSSD 1048513) reported consolidated total assets of $6.0B, deposits of $5.2B and a Tier 1 risk-based capital ratio of 19.22% in its FR Y-9C for 2021Q1. That ranks 207 of 349 bank holding companies by assets, 57 of 192 among bank holding companies with $1b-$10b in assets, 30 of 38 bank holding companies in new york.
What stands out
TRUSTCO BANK CORP NY (NY, RSSD 1048513) reported consolidated total assets of $6.0B, deposits of $5.2B and a Tier 1 risk-based capital ratio of 19.22% in its FR Y-9C for 2021Q1. That ranks 207 of 349 bank holding companies by assets, 57 of 192 among bank holding companies with $1b-$10b in assets, 30 of 38 bank holding companies in new york. Against its size class: tier 1 risk-based capital ratio 19.22%, above the peer median of 13.16%; tier 1 leverage ratio 9.52%, below the peer median of 9.64%; return on assets 0.93%, below the peer median of 1.34%. At 19.22% its Tier 1 risk-based ratio is above the 6% minimum of the Federal Reserve's capital rule in force since 2015; its leverage ratio of 9.52% is above the 4% minimum. Buffers, stress tests and the small-holding-company exemption are not applied here. This is the last quarter in the bulk series; the holding company may have filed later reports that are not loaded.
Key figures, 2021Q1
As filed on the FR Y-9C; ratios marked computed are FACTANKER's. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2021Q1 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $6.0B | $4.7B | $19.9B | $7.7B | record → |
| Total deposits | $5.2B | $4.0B | $11.5B | $6.1B | record → |
| Loans and leases | $4.3B | $3.1B | $9.1B | $5.3B | record → |
| Net income (year to date) | $14.1M | $14.3M | $46.3M | $25.6M | record → |
| Total equity capital | $571.0M | $463.8M | $3.2B | $832.0M | record → |
| Equity to assets | 9.44% | 10.13% | 9.76% | 10.46% | computed |
| Tier 1 risk-based capital ratio | 19.22% | 13.16% | 15.05% | 13.18% | record → |
| Total risk-based capital ratio | 20.48% | 15.35% | 16.23% | 15.34% | record → |
| Tier 1 leverage ratio | 9.52% | 9.64% | 9.34% | 9.48% | record → |
| Return on assets | 0.93% | 1.34% | 1.16% | 1.34% | computed |
Quarter by quarter
102 reports on record, 1986Q3–2021Q1; the 40 most recent shown.
| Quarter | Total assets | Deposits | Loans | Net income YTD | Equity | Tier 1 ratio | Rank |
|---|---|---|---|---|---|---|---|
| 2021Q1 | $6.0B | $5.2B | $4.3B | $14.1M | $571.0M | 19.22% | 207 |
| 2020Q4 | $5.9B | $5.0B | $4.2B | $52.5M | $568.2M | 19.19% | 206 |
| 2020Q3 | $5.7B | $4.9B | $4.2B | $38.6M | $560.5M | 18.99% | 210 |
| 2020Q2 | $5.7B | $4.9B | $4.2B | $24.6M | $553.4M | 19.10% | 209 |
| 2020Q1 | $5.3B | $4.5B | $4.1B | $13.3M | $548.2M | 18.94% | 210 |
| 2019Q4 | $5.2B | $4.5B | $4.1B | $57.8M | $538.3M | 18.99% | 206 |
| 2019Q3 | $5.2B | $4.5B | $4.0B | $43.9M | $526.2M | 18.77% | 206 |
| 2019Q2 | $5.2B | $4.5B | $3.9B | $29.2M | $515.6M | 18.78% | 201 |
| 2019Q1 | $5.2B | $4.4B | $3.9B | $14.6M | $501.7M | 18.86% | 201 |
| 2018Q4 | $5.0B | $4.3B | $3.9B | $61.4M | $489.9M | 18.79% | 204 |
| 2018Q3 | $4.9B | $4.2B | $3.8B | $45.4M | $477.1M | 18.49% | 202 |
| 2018Q2 | $4.9B | $4.3B | $3.7B | $30.2M | $470.8M | 18.38% | 194 |
| 2018Q1 | $4.9B | $4.2B | $3.7B | $14.8M | $462.1M | 18.32% | 192 |
| 2017Q4 | $4.9B | $4.2B | $3.6B | $43.1M | $458.3M | 18.02% | 189 |
| 2017Q3 | $4.9B | $4.2B | $3.6B | $35.8M | $454.9M | 18.32% | 190 |
| 2017Q2 | $4.9B | $4.2B | $3.5B | $23.2M | $447.4M | 17.92% | 187 |
| 2017Q1 | $4.9B | $4.2B | $3.4B | $10.9M | $438.7M | 17.89% | 187 |
| 2016Q4 | $4.9B | $4.2B | $3.4B | $42.6M | $432.7M | 17.78% | 187 |
| 2016Q3 | $4.8B | $4.2B | $3.4B | $31.8M | $435.6M | 17.63% | 186 |
| 2016Q2 | $4.8B | $4.2B | $3.3B | $20.9M | $430.3M | 17.83% | 183 |
| 2016Q1 | $4.8B | $4.1B | $3.3B | $10.4M | $423.0M | 17.88% | 182 |
| 2015Q4 | $4.7B | $4.1B | $3.3B | $42.2M | $413.3M | 17.71% | 179 |
| 2015Q3 | $4.7B | $4.1B | $3.3B | $32.1M | $412.3M | 17.45% | 180 |
| 2015Q2 | $4.7B | $4.1B | $3.2B | $21.4M | $402.5M | 17.30% | 176 |
| 2015Q1 | $4.7B | $4.1B | $3.2B | $10.7M | $400.5M | 17.02% | 175 |
| 2014Q4 | $4.6B | $4.0B | $3.2B | $44.2M | $393.4M | — | 176 |
| 2014Q3 | $4.6B | $4.0B | $3.1B | $33.5M | $389.5M | — | 172 |
| 2014Q2 | $4.6B | $4.0B | $3.0B | $22.8M | $385.0M | — | 170 |
| 2014Q1 | $4.6B | $4.0B | $2.9B | $11.0M | $371.8M | — | 170 |
| 2013Q4 | $4.5B | $3.9B | $2.9B | $39.8M | $361.8M | — | 168 |
| 2013Q3 | $4.5B | $3.9B | $2.8B | $29.2M | $354.4M | — | 166 |
| 2013Q2 | $4.4B | $3.9B | $2.8B | $18.9M | $348.6M | — | 163 |
| 2013Q1 | $4.4B | $3.9B | $2.7B | $9.2M | $360.9M | — | 166 |
| 2012Q4 | $4.3B | $3.8B | $2.7B | $37.5M | $358.8M | — | 165 |
| 2012Q3 | $4.3B | $3.8B | $2.6B | $27.7M | $357.6M | — | 163 |
| 2012Q2 | $4.4B | $3.9B | $2.6B | $18.0M | $349.9M | — | 158 |
| 2012Q1 | $4.4B | $3.9B | $2.5B | $8.9M | $344.6M | — | 156 |
| 2002Q3 | $2.7B | $2.3B | $1.5B | $38.2M | $228.7M | 14.42% | 197 |
| 2002Q2 | $2.8B | $2.2B | $1.5B | $24.9M | $217.2M | 13.52% | 194 |
| 2002Q1 | $2.7B | $2.2B | $1.5B | $12.4M | $208.8M | 13.36% | 194 |
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