bank holding companies · tier 1 risk-based capital ratio · 2002Q4
How well capitalised are bank holding companies under $1B in assets in 2002Q4?
Tier 1 risk-based capital ratio, Bank holding companies under $1B in assets, 2002Q4: median 12.16% across 1,654 holding companies, 10th percentile 8.68%, 90th 19.67%.
What it means
Tier 1 capital divided by risk-weighted assets, as reported on Schedule HC-R (MDRM 7206). Since 2015 the Federal Reserve's capital rule sets a 6% minimum (12 CFR 217.10; 4% before that); holding companies under the small-holding-company threshold are exempt from consolidated requirements.
| Filers | 10th | 25th | Median | 75th | 90th | Mean | Min | Max |
|---|---|---|---|---|---|---|---|---|
| 1,654 | 8.68% | 10.15% | 12.16% | 15.02% | 19.67% | 13.54% | -4.93% | 80.17% |
Largest in this group, 2002Q4 — with filed records
| # | Holding company | State | Total assets | Evidence |
|---|---|---|---|---|
| 1 | PATRIOT BANK CORP. | PA | $995.6M | record → |
| 2 | FNB CORPORATION | VA | $992.4M | record → |
| 3 | FIRSTSUN CAPITAL BANCORP | CO | $987.2M | record → |
| 4 | HILLCREST BANCSHARES, INC. | KS | $986.1M | record → |
| 5 | COLUMBIA BANCORP | MD | $982.0M | record → |
| 6 | BANTERRA CORP | IL | $977.9M | record → |
| 7 | HOPE BANCORP, INC. | CA | $977.5M | record → |
| 8 | SOUTHERN FINANCIAL BANCORP, INC. | VA | $976.9M | record → |
| 9 | HERITAGE COMMERCE CORP | CA | $958.8M | record → |
| 10 | BANC ED CORP., THE | IL | $958.6M | record → |
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