Call report 2007Q4
HARVARD SAVINGS BANK — 2007Q4
The 22 measures HARVARD SAVINGS BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 125,329,000 | USD | evidence → |
| Total loans | 95,236,000 | USD | evidence → |
| Allowance for loan losses | 562,000 | USD | evidence → |
| Securities available for sale | 11,392,000 | USD | evidence → |
| Securities held to maturity | 70,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 91,599,000 | USD | evidence → |
| Interest-bearing deposits | 89,432,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,167,000 | USD | evidence → |
| Equity capital | 11,461,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,259,000 | USD | evidence → |
| Interest expense | 4,608,000 | USD | evidence → |
| Net interest income | 2,651,000 | USD | evidence → |
| Noninterest income | 512,000 | USD | evidence → |
| Noninterest expense | 3,018,000 | USD | evidence → |
| Provision for loan losses | -184,000 | USD | evidence → |
| Pretax income | 184,000 | USD | evidence → |
| Income tax | 4,000 | USD | evidence → |
| Net income | 180,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,047,000 | USD | evidence → |
| Total capital | 11,848,000 | USD | evidence → |
| Risk-weighted assets | 94,098,000 | USD | evidence → |