Call reports 2007

HARVARD SAVINGS BANK — 2007

Name: HARVARD SAVINGS BANK — FFIEC call report 2007
Creator: HARVARD SAVINGS BANK

What HARVARD SAVINGS BANK reported to the FFIEC in 2007, quarter by quarter.

PERIOD: 2007SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/fffdb02a-9a29-4e05-a28c-8c4720844f0e/2007

Balance sheet

What the bank holds and owes at quarter end

Measure	2007Q1	2007Q2	2007Q3	2007Q4
Total assets	122,546,000	122,901,000	124,671,000	125,329,000
Total loans	90,572,000	89,435,000	93,991,000	95,236,000
Allowance for loan losses	579,000	576,000	512,000	562,000
Securities available for sale	11,421,000	13,001,000	12,995,000	11,392,000
Securities held to maturity	81,000	77,000	73,000	70,000
Trading assets	0	0	0	0
Total deposits	89,945,000	91,344,000	90,543,000	91,599,000
Interest-bearing deposits	87,439,000	89,785,000	88,847,000	89,432,000
Noninterest-bearing deposits	2,506,000	1,559,000	1,696,000	2,167,000
Equity capital	11,847,000	12,060,000	12,092,000	11,461,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2007Q1	2007Q2	2007Q3	2007Q4
Interest income	1,800,000	3,598,000	5,457,000	7,259,000
Interest expense	1,124,000	2,264,000	3,443,000	4,608,000
Net interest income	676,000	1,334,000	2,014,000	2,651,000
Noninterest income	118,000	218,000	377,000	512,000
Noninterest expense	693,000	1,391,000	2,209,000	3,018,000
Provision for loan losses	40,000	45,000	45,000	-184,000
Pretax income	61,000	122,000	159,000	184,000
Income tax	16,000	26,000	-117,000	4,000
Net income	45,000	96,000	276,000	180,000

Basel measures — not reported for every quarter

Measure	2007Q1	2007Q2	2007Q3	2007Q4
Tier 1 capital	10,911,000	10,963,000	11,143,000	11,047,000
Total capital	12,115,000	12,307,000	12,331,000	11,848,000
Risk-weighted assets	89,809,000	89,761,000	93,480,000	94,098,000