Call report 2005Q4
HARVARD SAVINGS BANK — 2005Q4
The 22 measures HARVARD SAVINGS BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 114,937,000 | USD | evidence → |
| Total loans | 85,284,000 | USD | evidence → |
| Allowance for loan losses | 706,000 | USD | evidence → |
| Securities available for sale | 12,327,000 | USD | evidence → |
| Securities held to maturity | 114,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 81,985,000 | USD | evidence → |
| Interest-bearing deposits | 79,900,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,085,000 | USD | evidence → |
| Equity capital | 11,056,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,860,000 | USD | evidence → |
| Interest expense | 2,857,000 | USD | evidence → |
| Net interest income | 3,003,000 | USD | evidence → |
| Noninterest income | 482,000 | USD | evidence → |
| Noninterest expense | 2,456,000 | USD | evidence → |
| Provision for loan losses | -212,000 | USD | evidence → |
| Pretax income | 1,225,000 | USD | evidence → |
| Income tax | 366,000 | USD | evidence → |
| Net income | 859,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,959,000 | USD | evidence → |
| Total capital | 11,420,000 | USD | evidence → |
| Risk-weighted assets | 82,142,000 | USD | evidence → |