Call report 2003Q4
HARVARD SAVINGS BANK — 2003Q4
The 22 measures HARVARD SAVINGS BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 120,461,000 | USD | evidence → |
| Total loans | 90,055,000 | USD | evidence → |
| Allowance for loan losses | 614,000 | USD | evidence → |
| Securities available for sale | 13,251,000 | USD | evidence → |
| Securities held to maturity | 254,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 85,012,000 | USD | evidence → |
| Interest-bearing deposits | 83,409,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,603,000 | USD | evidence → |
| Equity capital | 13,917,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,477,000 | USD | evidence → |
| Interest expense | 3,167,000 | USD | evidence → |
| Net interest income | 3,310,000 | USD | evidence → |
| Noninterest income | 593,000 | USD | evidence → |
| Noninterest expense | 2,063,000 | USD | evidence → |
| Provision for loan losses | 134,000 | USD | evidence → |
| Pretax income | 1,665,000 | USD | evidence → |
| Income tax | 501,000 | USD | evidence → |
| Net income | 1,164,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,083,000 | USD | evidence → |
| Total capital | 13,871,000 | USD | evidence → |
| Risk-weighted assets | 79,918,000 | USD | evidence → |