Call report 2002Q4
HARVARD SAVINGS BANK — 2002Q4
The 22 measures HARVARD SAVINGS BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 116,002,000 | USD | evidence → |
| Total loans | 87,115,000 | USD | evidence → |
| Allowance for loan losses | 509,000 | USD | evidence → |
| Securities available for sale | 18,902,000 | USD | evidence → |
| Securities held to maturity | 376,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 84,694,000 | USD | evidence → |
| Interest-bearing deposits | 83,599,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,095,000 | USD | evidence → |
| Equity capital | 12,771,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,644,000 | USD | evidence → |
| Interest expense | 3,705,000 | USD | evidence → |
| Net interest income | 2,939,000 | USD | evidence → |
| Noninterest income | 358,000 | USD | evidence → |
| Noninterest expense | 1,948,000 | USD | evidence → |
| Provision for loan losses | 266,000 | USD | evidence → |
| Pretax income | 1,159,000 | USD | evidence → |
| Income tax | 348,000 | USD | evidence → |
| Net income | 811,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,930,000 | USD | evidence → |
| Total capital | 12,590,000 | USD | evidence → |
| Risk-weighted assets | 78,638,000 | USD | evidence → |