Call reports 2002

HARVARD SAVINGS BANK — 2002

Name: HARVARD SAVINGS BANK — FFIEC call report 2002
Creator: HARVARD SAVINGS BANK

What HARVARD SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.

PERIOD: 2002SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/fffdb02a-9a29-4e05-a28c-8c4720844f0e/2002

Balance sheet

What the bank holds and owes at quarter end

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Total assets	102,612,000	111,597,000	116,747,000	116,002,000
Total loans	73,057,000	77,831,000	87,120,000	87,115,000
Allowance for loan losses	313,000	382,000	492,000	509,000
Securities available for sale	19,989,000	20,121,000	18,153,000	18,902,000
Securities held to maturity	542,000	510,000	412,000	376,000
Trading assets	0	0	0	0
Total deposits	66,728,000	74,177,000	83,637,000	84,694,000
Interest-bearing deposits	65,389,000	72,321,000	82,599,000	83,599,000
Noninterest-bearing deposits	1,339,000	1,856,000	1,038,000	1,095,000
Equity capital	12,229,000	12,340,000	12,368,000	12,771,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Interest income	1,585,000	3,188,000	4,868,000	6,644,000
Interest expense	941,000	1,887,000	2,811,000	3,705,000
Net interest income	644,000	1,301,000	2,057,000	2,939,000
Noninterest income	47,000	116,000	210,000	358,000
Noninterest expense	475,000	951,000	1,444,000	1,948,000
Provision for loan losses	0	90,000	231,000	266,000
Pretax income	230,000	441,000	668,000	1,159,000
Income tax	72,000	124,000	187,000	348,000
Net income	158,000	317,000	481,000	811,000

Basel measures — not reported for every quarter

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Tier 1 capital	10,285,000	10,443,000	10,603,000	10,930,000
Total capital	11,871,000	12,017,000	12,152,000	12,590,000
Risk-weighted assets	67,014,000	72,061,000	77,565,000	78,638,000