Call report 2007Q1
RICHLAND COUNTY BANK — 2007Q1
The 22 measures RICHLAND COUNTY BANK reported to the FFIEC for 2007Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 102,948,000 | USD | evidence → |
| Total loans | 47,824,000 | USD | evidence → |
| Allowance for loan losses | 488,000 | USD | evidence → |
| Securities available for sale | 43,204,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 82,490,000 | USD | evidence → |
| Interest-bearing deposits | 73,550,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,940,000 | USD | evidence → |
| Equity capital | 19,990,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,472,000 | USD | evidence → |
| Interest expense | 567,000 | USD | evidence → |
| Net interest income | 905,000 | USD | evidence → |
| Noninterest income | 101,000 | USD | evidence → |
| Noninterest expense | 627,000 | USD | evidence → |
| Provision for loan losses | 41,000 | USD | evidence → |
| Pretax income | 338,000 | USD | evidence → |
| Income tax | 43,000 | USD | evidence → |
| Net income | 295,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,035,000 | USD | evidence → |
| Total capital | 20,523,000 | USD | evidence → |
| Risk-weighted assets | 55,819,000 | USD | evidence → |