Call report 2006Q4
RICHLAND COUNTY BANK — 2006Q4
The 22 measures RICHLAND COUNTY BANK reported to the FFIEC for 2006Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 103,904,000 | USD | evidence → |
| Total loans | 49,475,000 | USD | evidence → |
| Allowance for loan losses | 454,000 | USD | evidence → |
| Securities available for sale | 43,465,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 83,390,000 | USD | evidence → |
| Interest-bearing deposits | 73,598,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,792,000 | USD | evidence → |
| Equity capital | 19,606,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,698,000 | USD | evidence → |
| Interest expense | 2,128,000 | USD | evidence → |
| Net interest income | 3,570,000 | USD | evidence → |
| Noninterest income | 402,000 | USD | evidence → |
| Noninterest expense | 2,361,000 | USD | evidence → |
| Provision for loan losses | 45,000 | USD | evidence → |
| Pretax income | 1,286,000 | USD | evidence → |
| Income tax | 277,000 | USD | evidence → |
| Net income | 1,009,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,741,000 | USD | evidence → |
| Total capital | 20,195,000 | USD | evidence → |
| Risk-weighted assets | 55,034,000 | USD | evidence → |