Call report 2016Q1
VALLEY BUSINESS BANK — 2016Q1
The 22 measures VALLEY BUSINESS BANK reported to the FFIEC for 2016Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 411,784,000 | USD | evidence → |
| Total loans | 302,213,000 | USD | evidence → |
| Allowance for loan losses | 3,363,000 | USD | evidence → |
| Securities available for sale | 65,639,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 360,411,000 | USD | evidence → |
| Interest-bearing deposits | 199,488,000 | USD | evidence → |
| Noninterest-bearing deposits | 160,923,000 | USD | evidence → |
| Equity capital | 47,098,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,078,000 | USD | evidence → |
| Interest expense | 160,000 | USD | evidence → |
| Net interest income | 3,918,000 | USD | evidence → |
| Noninterest income | 311,000 | USD | evidence → |
| Noninterest expense | 2,905,000 | USD | evidence → |
| Provision for loan losses | -550,000 | USD | evidence → |
| Pretax income | 1,934,000 | USD | evidence → |
| Income tax | 682,000 | USD | evidence → |
| Net income | 1,252,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 46,507,000 | USD | evidence → |
| Total capital | 49,907,000 | USD | evidence → |
| Risk-weighted assets | 317,806,000 | USD | evidence → |