Call report 2015Q4
VALLEY BUSINESS BANK — 2015Q4
The 22 measures VALLEY BUSINESS BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 420,993,000 | USD | evidence → |
| Total loans | 301,856,000 | USD | evidence → |
| Allowance for loan losses | 3,343,000 | USD | evidence → |
| Securities available for sale | 71,129,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 352,596,000 | USD | evidence → |
| Interest-bearing deposits | 196,528,000 | USD | evidence → |
| Noninterest-bearing deposits | 156,068,000 | USD | evidence → |
| Equity capital | 46,340,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,616,000 | USD | evidence → |
| Interest expense | 681,000 | USD | evidence → |
| Net interest income | 15,935,000 | USD | evidence → |
| Noninterest income | 1,784,000 | USD | evidence → |
| Noninterest expense | 10,688,000 | USD | evidence → |
| Provision for loan losses | -400,000 | USD | evidence → |
| Pretax income | 7,571,000 | USD | evidence → |
| Income tax | 2,633,000 | USD | evidence → |
| Net income | 4,938,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 45,878,000 | USD | evidence → |
| Total capital | 49,258,000 | USD | evidence → |
| Risk-weighted assets | 321,849,000 | USD | evidence → |