Call report 2009Q1
VALLEY BUSINESS BANK — 2009Q1
The 22 measures VALLEY BUSINESS BANK reported to the FFIEC for 2009Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 310,080,000 | USD | evidence → |
| Total loans | 234,045,000 | USD | evidence → |
| Allowance for loan losses | 3,645,000 | USD | evidence → |
| Securities available for sale | 46,232,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 261,159,000 | USD | evidence → |
| Interest-bearing deposits | 235,478,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,681,000 | USD | evidence → |
| Equity capital | 40,974,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,223,000 | USD | evidence → |
| Interest expense | 1,121,000 | USD | evidence → |
| Net interest income | 3,102,000 | USD | evidence → |
| Noninterest income | 311,000 | USD | evidence → |
| Noninterest expense | 2,371,000 | USD | evidence → |
| Provision for loan losses | 400,000 | USD | evidence → |
| Pretax income | 646,000 | USD | evidence → |
| Income tax | 190,000 | USD | evidence → |
| Net income | 456,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 40,817,000 | USD | evidence → |
| Total capital | 44,140,000 | USD | evidence → |
| Risk-weighted assets | 265,467,000 | USD | evidence → |