Call report 2008Q4
VALLEY BUSINESS BANK — 2008Q4
The 22 measures VALLEY BUSINESS BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 305,953,000 | USD | evidence → |
| Total loans | 229,941,000 | USD | evidence → |
| Allowance for loan losses | 3,244,000 | USD | evidence → |
| Securities available for sale | 42,018,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 257,531,000 | USD | evidence → |
| Interest-bearing deposits | 227,693,000 | USD | evidence → |
| Noninterest-bearing deposits | 29,838,000 | USD | evidence → |
| Equity capital | 32,847,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,855,000 | USD | evidence → |
| Interest expense | 5,500,000 | USD | evidence → |
| Net interest income | 12,355,000 | USD | evidence → |
| Noninterest income | 1,158,000 | USD | evidence → |
| Noninterest expense | 8,669,000 | USD | evidence → |
| Provision for loan losses | 1,600,000 | USD | evidence → |
| Pretax income | 3,290,000 | USD | evidence → |
| Income tax | 1,026,000 | USD | evidence → |
| Net income | 2,264,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 32,751,000 | USD | evidence → |
| Total capital | 35,990,000 | USD | evidence → |
| Risk-weighted assets | 259,092,000 | USD | evidence → |