Call report 2015Q4
EMPIRE NATIONAL BANK — 2015Q4
The 22 measures EMPIRE NATIONAL BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 629,124,000 | USD | evidence → |
| Total loans | 461,780,000 | USD | evidence → |
| Allowance for loan losses | 5,268,000 | USD | evidence → |
| Securities available for sale | 151,043,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 523,255,000 | USD | evidence → |
| Interest-bearing deposits | 328,833,000 | USD | evidence → |
| Noninterest-bearing deposits | 194,422,000 | USD | evidence → |
| Equity capital | 73,714,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 21,504,000 | USD | evidence → |
| Interest expense | 1,642,000 | USD | evidence → |
| Net interest income | 19,862,000 | USD | evidence → |
| Noninterest income | 1,076,000 | USD | evidence → |
| Noninterest expense | 15,900,000 | USD | evidence → |
| Provision for loan losses | 867,000 | USD | evidence → |
| Pretax income | 4,100,000 | USD | evidence → |
| Income tax | 1,470,000 | USD | evidence → |
| Net income | 2,630,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 74,670,000 | USD | evidence → |
| Total capital | 79,938,000 | USD | evidence → |
| Risk-weighted assets | 443,764,000 | USD | evidence → |