Call report 2015Q3
EMPIRE NATIONAL BANK — 2015Q3
The 22 measures EMPIRE NATIONAL BANK reported to the FFIEC for 2015Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 575,974,000 | USD | evidence → |
| Total loans | 427,027,000 | USD | evidence → |
| Allowance for loan losses | 5,018,000 | USD | evidence → |
| Securities available for sale | 90,518,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 507,330,000 | USD | evidence → |
| Interest-bearing deposits | 307,610,000 | USD | evidence → |
| Noninterest-bearing deposits | 199,721,000 | USD | evidence → |
| Equity capital | 64,041,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,952,000 | USD | evidence → |
| Interest expense | 1,185,000 | USD | evidence → |
| Net interest income | 14,767,000 | USD | evidence → |
| Noninterest income | 834,000 | USD | evidence → |
| Noninterest expense | 11,910,000 | USD | evidence → |
| Provision for loan losses | 617,000 | USD | evidence → |
| Pretax income | 3,003,000 | USD | evidence → |
| Income tax | 1,076,000 | USD | evidence → |
| Net income | 1,927,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 63,967,000 | USD | evidence → |
| Total capital | 68,985,000 | USD | evidence → |
| Risk-weighted assets | 415,221,000 | USD | evidence → |