Call report 2007Q2
MERCANTILE COUNTY BANK — 2007Q2
The 22 measures MERCANTILE COUNTY BANK reported to the FFIEC for 2007Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 997,780,000 | USD | evidence → |
| Total loans | 874,319,000 | USD | evidence → |
| Allowance for loan losses | 7,186,000 | USD | evidence → |
| Securities available for sale | 79,080,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 819,661,000 | USD | evidence → |
| Interest-bearing deposits | 599,129,000 | USD | evidence → |
| Noninterest-bearing deposits | 220,532,000 | USD | evidence → |
| Equity capital | 93,239,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 32,344,000 | USD | evidence → |
| Interest expense | 11,698,000 | USD | evidence → |
| Net interest income | 20,646,000 | USD | evidence → |
| Noninterest income | 3,692,000 | USD | evidence → |
| Noninterest expense | 9,786,000 | USD | evidence → |
| Provision for loan losses | 350,000 | USD | evidence → |
| Pretax income | 14,242,000 | USD | evidence → |
| Income tax | 5,507,000 | USD | evidence → |
| Net income | 8,735,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 90,313,000 | USD | evidence → |
| Total capital | 127,383,000 | USD | evidence → |
| Risk-weighted assets | 797,933,000 | USD | evidence → |