Call report 2007Q1
MERCANTILE COUNTY BANK — 2007Q1
The 22 measures MERCANTILE COUNTY BANK reported to the FFIEC for 2007Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,009,834,000 | USD | evidence → |
| Total loans | 870,934,000 | USD | evidence → |
| Allowance for loan losses | 6,944,000 | USD | evidence → |
| Securities available for sale | 90,446,000 | USD | evidence → |
| Securities held to maturity | 1,338,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 813,464,000 | USD | evidence → |
| Interest-bearing deposits | 604,382,000 | USD | evidence → |
| Noninterest-bearing deposits | 209,082,000 | USD | evidence → |
| Equity capital | 89,446,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,046,000 | USD | evidence → |
| Interest expense | 5,945,000 | USD | evidence → |
| Net interest income | 10,101,000 | USD | evidence → |
| Noninterest income | 1,746,000 | USD | evidence → |
| Noninterest expense | 5,034,000 | USD | evidence → |
| Provision for loan losses | 100,000 | USD | evidence → |
| Pretax income | 6,713,000 | USD | evidence → |
| Income tax | 2,614,000 | USD | evidence → |
| Net income | 4,099,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 85,705,000 | USD | evidence → |
| Total capital | 122,448,000 | USD | evidence → |
| Risk-weighted assets | 788,489,000 | USD | evidence → |