Call report 2005Q3
HIGHLANDS INDEPENDENT BANK — 2005Q3
The 22 measures HIGHLANDS INDEPENDENT BANK reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 259,474,000 | USD | evidence → |
| Total loans | 192,972,000 | USD | evidence → |
| Allowance for loan losses | 1,775,000 | USD | evidence → |
| Securities available for sale | 39,424,000 | USD | evidence → |
| Securities held to maturity | 1,909,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 231,215,000 | USD | evidence → |
| Interest-bearing deposits | 172,637,000 | USD | evidence → |
| Noninterest-bearing deposits | 58,578,000 | USD | evidence → |
| Equity capital | 17,260,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,503,000 | USD | evidence → |
| Interest expense | 2,009,000 | USD | evidence → |
| Net interest income | 8,494,000 | USD | evidence → |
| Noninterest income | 2,240,000 | USD | evidence → |
| Noninterest expense | 6,061,000 | USD | evidence → |
| Provision for loan losses | 342,000 | USD | evidence → |
| Pretax income | 4,331,000 | USD | evidence → |
| Income tax | 1,577,000 | USD | evidence → |
| Net income | 2,754,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,687,000 | USD | evidence → |
| Total capital | 19,461,000 | USD | evidence → |
| Risk-weighted assets | 187,800,000 | USD | evidence → |