Call report 2005Q2
HIGHLANDS INDEPENDENT BANK — 2005Q2
The 22 measures HIGHLANDS INDEPENDENT BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 247,668,000 | USD | evidence → |
| Total loans | 175,616,000 | USD | evidence → |
| Allowance for loan losses | 1,699,000 | USD | evidence → |
| Securities available for sale | 41,144,000 | USD | evidence → |
| Securities held to maturity | 1,910,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 230,086,000 | USD | evidence → |
| Interest-bearing deposits | 163,136,000 | USD | evidence → |
| Noninterest-bearing deposits | 66,950,000 | USD | evidence → |
| Equity capital | 16,429,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,657,000 | USD | evidence → |
| Interest expense | 1,219,000 | USD | evidence → |
| Net interest income | 5,438,000 | USD | evidence → |
| Noninterest income | 1,427,000 | USD | evidence → |
| Noninterest expense | 3,889,000 | USD | evidence → |
| Provision for loan losses | 267,000 | USD | evidence → |
| Pretax income | 2,709,000 | USD | evidence → |
| Income tax | 988,000 | USD | evidence → |
| Net income | 1,721,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,655,000 | USD | evidence → |
| Total capital | 18,354,000 | USD | evidence → |
| Risk-weighted assets | 171,921,000 | USD | evidence → |