Call report 2002Q4
HIGHLANDS INDEPENDENT BANK — 2002Q4
The 22 measures HIGHLANDS INDEPENDENT BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 150,401,000 | USD | evidence → |
| Total loans | 88,461,000 | USD | evidence → |
| Allowance for loan losses | 835,000 | USD | evidence → |
| Securities available for sale | 39,007,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 138,324,000 | USD | evidence → |
| Interest-bearing deposits | 106,172,000 | USD | evidence → |
| Noninterest-bearing deposits | 32,152,000 | USD | evidence → |
| Equity capital | 11,252,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,917,000 | USD | evidence → |
| Interest expense | 2,480,000 | USD | evidence → |
| Net interest income | 5,437,000 | USD | evidence → |
| Noninterest income | 1,319,000 | USD | evidence → |
| Noninterest expense | 4,661,000 | USD | evidence → |
| Provision for loan losses | 180,000 | USD | evidence → |
| Pretax income | 1,976,000 | USD | evidence → |
| Income tax | 725,000 | USD | evidence → |
| Net income | 1,251,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,830,000 | USD | evidence → |
| Total capital | 11,665,000 | USD | evidence → |
| Risk-weighted assets | 107,752,000 | USD | evidence → |