Call report 2002Q3
HIGHLANDS INDEPENDENT BANK — 2002Q3
The 22 measures HIGHLANDS INDEPENDENT BANK reported to the FFIEC for 2002Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 149,027,000 | USD | evidence → |
| Total loans | 81,522,000 | USD | evidence → |
| Allowance for loan losses | 792,000 | USD | evidence → |
| Securities available for sale | 36,416,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 136,906,000 | USD | evidence → |
| Interest-bearing deposits | 107,609,000 | USD | evidence → |
| Noninterest-bearing deposits | 29,297,000 | USD | evidence → |
| Equity capital | 10,945,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,871,000 | USD | evidence → |
| Interest expense | 1,880,000 | USD | evidence → |
| Net interest income | 3,991,000 | USD | evidence → |
| Noninterest income | 948,000 | USD | evidence → |
| Noninterest expense | 3,395,000 | USD | evidence → |
| Provision for loan losses | 135,000 | USD | evidence → |
| Pretax income | 1,469,000 | USD | evidence → |
| Income tax | 520,000 | USD | evidence → |
| Net income | 949,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,529,000 | USD | evidence → |
| Total capital | 11,321,000 | USD | evidence → |
| Risk-weighted assets | 102,031,000 | USD | evidence → |