Call reports 2019
PEOPLES COMMUNITY BANK — 2019
What PEOPLES COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 488,246,000 | 490,804,000 | 483,056,000 | 489,241,000 |
| Total loans | 328,365,000 | 328,158,000 | 336,680,000 | 344,694,000 |
| Allowance for loan losses | 3,648,000 | 3,892,000 | 4,217,000 | 4,188,000 |
| Securities available for sale | 102,840,000 | 108,154,000 | 110,176,000 | 106,779,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 392,758,000 | 396,903,000 | 394,069,000 | 385,782,000 |
| Interest-bearing deposits | 349,854,000 | 355,058,000 | 350,381,000 | 343,920,000 |
| Noninterest-bearing deposits | 42,904,000 | 41,845,000 | 43,688,000 | 41,862,000 |
| Equity capital | 84,797,000 | 83,248,000 | 88,080,000 | 91,212,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,148,000 | 12,761,000 | 19,727,000 | 26,250,000 |
| Interest expense | 1,101,000 | 2,350,000 | 3,652,000 | 4,824,000 |
| Net interest income | 5,047,000 | 10,411,000 | 16,075,000 | 21,426,000 |
| Noninterest income | 993,000 | 2,479,000 | 4,155,000 | 5,271,000 |
| Noninterest expense | 2,570,000 | 5,164,000 | 7,949,000 | 10,955,000 |
| Provision for loan losses | 155,000 | 419,000 | 846,000 | 1,011,000 |
| Pretax income | 3,315,000 | 7,307,000 | 11,435,000 | 14,763,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,315,000 | 7,307,000 | 11,435,000 | 14,763,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,131,000 | 78,649,000 | 82,799,000 | 86,153,000 |
| Total capital | 84,779,000 | 82,541,000 | 87,016,000 | 90,341,000 |
| Risk-weighted assets | 338,245,000 | 340,763,000 | 348,052,000 | 353,822,000 |