Call report 2003Q1
CITIZENS SAVINGS BANK & TRUST COMPANY — 2003Q1
The 22 measures CITIZENS SAVINGS BANK & TRUST COMPANY reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 103,129,000 | USD | evidence → |
| Total loans | 78,644,000 | USD | evidence → |
| Allowance for loan losses | 1,133,000 | USD | evidence → |
| Securities available for sale | 15,218,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 89,454,000 | USD | evidence → |
| Interest-bearing deposits | 80,167,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,287,000 | USD | evidence → |
| Equity capital | 11,159,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,603,000 | USD | evidence → |
| Interest expense | 467,000 | USD | evidence → |
| Net interest income | 1,136,000 | USD | evidence → |
| Noninterest income | 208,000 | USD | evidence → |
| Noninterest expense | 1,046,000 | USD | evidence → |
| Provision for loan losses | 21,000 | USD | evidence → |
| Pretax income | 277,000 | USD | evidence → |
| Income tax | 89,000 | USD | evidence → |
| Net income | 188,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,704,000 | USD | evidence → |
| Total capital | 11,570,000 | USD | evidence → |
| Risk-weighted assets | 68,988,000 | USD | evidence → |