Call report 2002Q4
CITIZENS SAVINGS BANK & TRUST COMPANY — 2002Q4
The 22 measures CITIZENS SAVINGS BANK & TRUST COMPANY reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 103,719,000 | USD | evidence → |
| Total loans | 76,114,000 | USD | evidence → |
| Allowance for loan losses | 1,105,000 | USD | evidence → |
| Securities available for sale | 16,440,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 90,070,000 | USD | evidence → |
| Interest-bearing deposits | 79,192,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,878,000 | USD | evidence → |
| Equity capital | 11,232,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,948,000 | USD | evidence → |
| Interest expense | 2,296,000 | USD | evidence → |
| Net interest income | 4,652,000 | USD | evidence → |
| Noninterest income | 722,000 | USD | evidence → |
| Noninterest expense | 3,511,000 | USD | evidence → |
| Provision for loan losses | 200,000 | USD | evidence → |
| Pretax income | 1,660,000 | USD | evidence → |
| Income tax | 546,000 | USD | evidence → |
| Net income | 1,114,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,846,000 | USD | evidence → |
| Total capital | 11,733,000 | USD | evidence → |
| Risk-weighted assets | 70,740,000 | USD | evidence → |