Call report 2005Q1
ONEUNITED BANK — 2005Q1
The 22 measures ONEUNITED BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 484,754,000 | USD | evidence → |
| Total loans | 358,090,000 | USD | evidence → |
| Allowance for loan losses | 2,550,000 | USD | evidence → |
| Securities available for sale | 93,695,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 340,981,000 | USD | evidence → |
| Interest-bearing deposits | 297,755,000 | USD | evidence → |
| Noninterest-bearing deposits | 43,226,000 | USD | evidence → |
| Equity capital | 32,106,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,163,000 | USD | evidence → |
| Interest expense | 1,815,000 | USD | evidence → |
| Net interest income | 4,348,000 | USD | evidence → |
| Noninterest income | 641,000 | USD | evidence → |
| Noninterest expense | 3,852,000 | USD | evidence → |
| Provision for loan losses | 50,000 | USD | evidence → |
| Pretax income | 1,087,000 | USD | evidence → |
| Income tax | 424,000 | USD | evidence → |
| Net income | 663,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 31,993,000 | USD | evidence → |
| Total capital | 34,543,000 | USD | evidence → |
| Risk-weighted assets | 306,962,000 | USD | evidence → |