Call report 2004Q4
ONEUNITED BANK — 2004Q4
The 22 measures ONEUNITED BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 478,565,000 | USD | evidence → |
| Total loans | 359,116,000 | USD | evidence → |
| Allowance for loan losses | 2,428,000 | USD | evidence → |
| Securities available for sale | 91,724,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 329,229,000 | USD | evidence → |
| Interest-bearing deposits | 289,105,000 | USD | evidence → |
| Noninterest-bearing deposits | 40,124,000 | USD | evidence → |
| Equity capital | 30,139,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 23,145,000 | USD | evidence → |
| Interest expense | 5,199,000 | USD | evidence → |
| Net interest income | 17,946,000 | USD | evidence → |
| Noninterest income | 5,801,000 | USD | evidence → |
| Noninterest expense | 16,833,000 | USD | evidence → |
| Provision for loan losses | 300,000 | USD | evidence → |
| Pretax income | 7,505,000 | USD | evidence → |
| Income tax | 3,032,000 | USD | evidence → |
| Net income | 4,473,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 29,378,000 | USD | evidence → |
| Total capital | 31,806,000 | USD | evidence → |
| Risk-weighted assets | 306,542,000 | USD | evidence → |