Call report 2005Q1
BAC COMMUNITY BANK — 2005Q1
The 22 measures BAC COMMUNITY BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 365,928,000 | USD | evidence → |
| Total loans | 203,406,000 | USD | evidence → |
| Allowance for loan losses | 2,137,000 | USD | evidence → |
| Securities available for sale | 131,266,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 338,165,000 | USD | evidence → |
| Interest-bearing deposits | 274,691,000 | USD | evidence → |
| Noninterest-bearing deposits | 63,474,000 | USD | evidence → |
| Equity capital | 25,551,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,599,000 | USD | evidence → |
| Interest expense | 548,000 | USD | evidence → |
| Net interest income | 4,051,000 | USD | evidence → |
| Noninterest income | 706,000 | USD | evidence → |
| Noninterest expense | 2,800,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,957,000 | USD | evidence → |
| Income tax | 67,000 | USD | evidence → |
| Net income | 1,890,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,709,000 | USD | evidence → |
| Total capital | 26,866,000 | USD | evidence → |
| Risk-weighted assets | 251,733,000 | USD | evidence → |