Call report 2004Q4
BAC COMMUNITY BANK — 2004Q4
The 22 measures BAC COMMUNITY BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 360,456,000 | USD | evidence → |
| Total loans | 189,228,000 | USD | evidence → |
| Allowance for loan losses | 2,143,000 | USD | evidence → |
| Securities available for sale | 143,189,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 332,371,000 | USD | evidence → |
| Interest-bearing deposits | 297,493,000 | USD | evidence → |
| Noninterest-bearing deposits | 34,878,000 | USD | evidence → |
| Equity capital | 25,998,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,151,000 | USD | evidence → |
| Interest expense | 1,742,000 | USD | evidence → |
| Net interest income | 14,409,000 | USD | evidence → |
| Noninterest income | 3,085,000 | USD | evidence → |
| Noninterest expense | 10,846,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 6,610,000 | USD | evidence → |
| Income tax | 95,000 | USD | evidence → |
| Net income | 6,515,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,529,000 | USD | evidence → |
| Total capital | 25,692,000 | USD | evidence → |
| Risk-weighted assets | 229,163,000 | USD | evidence → |