Call report 2006Q1
RAMSEY NATIONAL BANK — 2006Q1
The 22 measures RAMSEY NATIONAL BANK reported to the FFIEC for 2006Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 156,993,000 | USD | evidence → |
| Total loans | 128,267,000 | USD | evidence → |
| Allowance for loan losses | 1,689,000 | USD | evidence → |
| Securities available for sale | 17,764,000 | USD | evidence → |
| Securities held to maturity | 140,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 131,155,000 | USD | evidence → |
| Interest-bearing deposits | 114,389,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,766,000 | USD | evidence → |
| Equity capital | 19,245,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,470,000 | USD | evidence → |
| Interest expense | 979,000 | USD | evidence → |
| Net interest income | 1,491,000 | USD | evidence → |
| Noninterest income | 355,000 | USD | evidence → |
| Noninterest expense | 1,318,000 | USD | evidence → |
| Provision for loan losses | 30,000 | USD | evidence → |
| Pretax income | 498,000 | USD | evidence → |
| Income tax | 156,000 | USD | evidence → |
| Net income | 342,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,159,000 | USD | evidence → |
| Total capital | 19,715,000 | USD | evidence → |
| Risk-weighted assets | 124,327,000 | USD | evidence → |