Call report 2005Q4
RAMSEY NATIONAL BANK — 2005Q4
The 22 measures RAMSEY NATIONAL BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 161,067,000 | USD | evidence → |
| Total loans | 129,755,000 | USD | evidence → |
| Allowance for loan losses | 1,659,000 | USD | evidence → |
| Securities available for sale | 18,834,000 | USD | evidence → |
| Securities held to maturity | 150,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 134,575,000 | USD | evidence → |
| Interest-bearing deposits | 114,503,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,072,000 | USD | evidence → |
| Equity capital | 18,912,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,667,000 | USD | evidence → |
| Interest expense | 2,879,000 | USD | evidence → |
| Net interest income | 5,788,000 | USD | evidence → |
| Noninterest income | 1,290,000 | USD | evidence → |
| Noninterest expense | 5,059,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,019,000 | USD | evidence → |
| Income tax | 656,000 | USD | evidence → |
| Net income | 1,363,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,788,000 | USD | evidence → |
| Total capital | 19,381,000 | USD | evidence → |
| Risk-weighted assets | 127,333,000 | USD | evidence → |