Call report 2003Q2
RAMSEY NATIONAL BANK — 2003Q2
The 22 measures RAMSEY NATIONAL BANK reported to the FFIEC for 2003Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 145,412,000 | USD | evidence → |
| Total loans | 102,986,000 | USD | evidence → |
| Allowance for loan losses | 1,705,000 | USD | evidence → |
| Securities available for sale | 23,316,000 | USD | evidence → |
| Securities held to maturity | 150,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 124,644,000 | USD | evidence → |
| Interest-bearing deposits | 109,905,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,739,000 | USD | evidence → |
| Equity capital | 17,692,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,948,000 | USD | evidence → |
| Interest expense | 1,180,000 | USD | evidence → |
| Net interest income | 2,768,000 | USD | evidence → |
| Noninterest income | 712,000 | USD | evidence → |
| Noninterest expense | 2,329,000 | USD | evidence → |
| Provision for loan losses | 15,000 | USD | evidence → |
| Pretax income | 1,136,000 | USD | evidence → |
| Income tax | 387,000 | USD | evidence → |
| Net income | 749,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,709,000 | USD | evidence → |
| Total capital | 17,000,000 | USD | evidence → |
| Risk-weighted assets | 102,906,000 | USD | evidence → |