Call report 2003Q1
RAMSEY NATIONAL BANK — 2003Q1
The 22 measures RAMSEY NATIONAL BANK reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 146,795,000 | USD | evidence → |
| Total loans | 100,129,000 | USD | evidence → |
| Allowance for loan losses | 1,638,000 | USD | evidence → |
| Securities available for sale | 20,497,000 | USD | evidence → |
| Securities held to maturity | 150,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 126,188,000 | USD | evidence → |
| Interest-bearing deposits | 111,864,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,324,000 | USD | evidence → |
| Equity capital | 17,404,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,986,000 | USD | evidence → |
| Interest expense | 619,000 | USD | evidence → |
| Net interest income | 1,367,000 | USD | evidence → |
| Noninterest income | 340,000 | USD | evidence → |
| Noninterest expense | 1,153,000 | USD | evidence → |
| Provision for loan losses | 15,000 | USD | evidence → |
| Pretax income | 539,000 | USD | evidence → |
| Income tax | 183,000 | USD | evidence → |
| Net income | 356,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,514,000 | USD | evidence → |
| Total capital | 16,796,000 | USD | evidence → |
| Risk-weighted assets | 102,231,000 | USD | evidence → |