Call reports 2009
PLATINUM BANK — 2009
What PLATINUM BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 379,578,000 | 388,007,000 | 400,640,000 | 385,222,000 |
| Total loans | 266,247,000 | 266,128,000 | 276,899,000 | 284,445,000 |
| Allowance for loan losses | 3,281,000 | 3,366,000 | 3,788,000 | 4,319,000 |
| Securities available for sale | 65,616,000 | 69,632,000 | 71,934,000 | 57,135,000 |
| Securities held to maturity | 239,000 | 239,000 | 240,000 | 239,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 326,316,000 | 325,448,000 | 328,840,000 | 317,208,000 |
| Interest-bearing deposits | 285,354,000 | 282,281,000 | 288,238,000 | 270,726,000 |
| Noninterest-bearing deposits | 40,962,000 | 43,167,000 | 40,602,000 | 46,482,000 |
| Equity capital | 31,117,000 | 31,785,000 | 33,501,000 | 32,829,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 5,022,000 | 10,116,000 | 15,296,000 | 20,494,000 |
| Interest expense | 2,465,000 | 4,670,000 | 6,823,000 | 8,844,000 |
| Net interest income | 2,557,000 | 5,446,000 | 8,473,000 | 11,650,000 |
| Noninterest income | -132,000 | -50,000 | 58,000 | 84,000 |
| Noninterest expense | 1,962,000 | 4,137,000 | 6,306,000 | 8,700,000 |
| Provision for loan losses | 398,000 | 1,034,000 | 1,568,000 | 2,657,000 |
| Pretax income | 55,000 | 489,000 | 921,000 | 1,017,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 55,000 | 489,000 | 921,000 | 1,017,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,534,000 | 31,804,000 | 32,271,000 | 32,404,000 |
| Total capital | 33,815,000 | 35,170,000 | 36,052,000 | 36,180,000 |
| Risk-weighted assets | 290,218,000 | 293,852,000 | 302,437,000 | 301,530,000 |