Call report 2008Q1
BAY CITIES BANK — 2008Q1
The 22 measures BAY CITIES BANK reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 350,233,000 | USD | evidence → |
| Total loans | 244,552,000 | USD | evidence → |
| Allowance for loan losses | 3,581,000 | USD | evidence → |
| Securities available for sale | 52,918,000 | USD | evidence → |
| Securities held to maturity | 23,278,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 288,468,000 | USD | evidence → |
| Interest-bearing deposits | 223,261,000 | USD | evidence → |
| Noninterest-bearing deposits | 65,207,000 | USD | evidence → |
| Equity capital | 28,857,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,341,000 | USD | evidence → |
| Interest expense | 2,627,000 | USD | evidence → |
| Net interest income | 2,714,000 | USD | evidence → |
| Noninterest income | 731,000 | USD | evidence → |
| Noninterest expense | 2,721,000 | USD | evidence → |
| Provision for loan losses | 502,000 | USD | evidence → |
| Pretax income | 330,000 | USD | evidence → |
| Income tax | 21,000 | USD | evidence → |
| Net income | 309,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,536,000 | USD | evidence → |
| Total capital | 31,000,000 | USD | evidence → |
| Risk-weighted assets | 276,207,000 | USD | evidence → |