Call report 2007Q4
BAY CITIES BANK — 2007Q4
The 22 measures BAY CITIES BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 340,634,000 | USD | evidence → |
| Total loans | 241,848,000 | USD | evidence → |
| Allowance for loan losses | 3,079,000 | USD | evidence → |
| Securities available for sale | 43,088,000 | USD | evidence → |
| Securities held to maturity | 23,290,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 262,710,000 | USD | evidence → |
| Interest-bearing deposits | 210,977,000 | USD | evidence → |
| Noninterest-bearing deposits | 51,733,000 | USD | evidence → |
| Equity capital | 28,423,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 21,565,000 | USD | evidence → |
| Interest expense | 10,894,000 | USD | evidence → |
| Net interest income | 10,671,000 | USD | evidence → |
| Noninterest income | 3,002,000 | USD | evidence → |
| Noninterest expense | 10,078,000 | USD | evidence → |
| Provision for loan losses | 998,000 | USD | evidence → |
| Pretax income | 2,604,000 | USD | evidence → |
| Income tax | 574,000 | USD | evidence → |
| Net income | 2,030,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,383,000 | USD | evidence → |
| Total capital | 30,462,000 | USD | evidence → |
| Risk-weighted assets | 276,491,000 | USD | evidence → |