Call report 2003Q1
BAY CITIES BANK — 2003Q1
The 22 measures BAY CITIES BANK reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 115,369,000 | USD | evidence → |
| Total loans | 79,393,000 | USD | evidence → |
| Allowance for loan losses | 995,000 | USD | evidence → |
| Securities available for sale | 27,850,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 96,025,000 | USD | evidence → |
| Interest-bearing deposits | 84,978,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,047,000 | USD | evidence → |
| Equity capital | 9,961,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,657,000 | USD | evidence → |
| Interest expense | 709,000 | USD | evidence → |
| Net interest income | 948,000 | USD | evidence → |
| Noninterest income | 69,000 | USD | evidence → |
| Noninterest expense | 573,000 | USD | evidence → |
| Provision for loan losses | 10,000 | USD | evidence → |
| Pretax income | 434,000 | USD | evidence → |
| Income tax | 163,000 | USD | evidence → |
| Net income | 271,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,662,000 | USD | evidence → |
| Total capital | 10,657,000 | USD | evidence → |
| Risk-weighted assets | 90,731,000 | USD | evidence → |