Call report 2002Q4
BAY CITIES BANK — 2002Q4
The 22 measures BAY CITIES BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 111,106,000 | USD | evidence → |
| Total loans | 78,663,000 | USD | evidence → |
| Allowance for loan losses | 985,000 | USD | evidence → |
| Securities available for sale | 24,558,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 92,219,000 | USD | evidence → |
| Interest-bearing deposits | 76,821,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,397,000 | USD | evidence → |
| Equity capital | 9,754,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,894,000 | USD | evidence → |
| Interest expense | 2,624,000 | USD | evidence → |
| Net interest income | 3,270,000 | USD | evidence → |
| Noninterest income | 204,000 | USD | evidence → |
| Noninterest expense | 1,957,000 | USD | evidence → |
| Provision for loan losses | 461,000 | USD | evidence → |
| Pretax income | 1,067,000 | USD | evidence → |
| Income tax | 417,000 | USD | evidence → |
| Net income | 650,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,392,000 | USD | evidence → |
| Total capital | 10,378,000 | USD | evidence → |
| Risk-weighted assets | 87,768,000 | USD | evidence → |