Call report 2003Q1
UNITED BANK & TRUST - WASHTENAW — 2003Q1
The 22 measures UNITED BANK & TRUST - WASHTENAW reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 129,805,000 | USD | evidence → |
| Total loans | 101,775,000 | USD | evidence → |
| Allowance for loan losses | 1,048,000 | USD | evidence → |
| Securities available for sale | 16,379,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 114,115,000 | USD | evidence → |
| Interest-bearing deposits | 96,702,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,413,000 | USD | evidence → |
| Equity capital | 13,346,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,780,000 | USD | evidence → |
| Interest expense | 558,000 | USD | evidence → |
| Net interest income | 1,222,000 | USD | evidence → |
| Noninterest income | 546,000 | USD | evidence → |
| Noninterest expense | 1,308,000 | USD | evidence → |
| Provision for loan losses | 73,000 | USD | evidence → |
| Pretax income | 387,000 | USD | evidence → |
| Income tax | 115,000 | USD | evidence → |
| Net income | 272,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,091,000 | USD | evidence → |
| Total capital | 12,139,000 | USD | evidence → |
| Risk-weighted assets | 101,084,000 | USD | evidence → |