Call report 2002Q4
UNITED BANK & TRUST - WASHTENAW — 2002Q4
The 22 measures UNITED BANK & TRUST - WASHTENAW reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 60,332,000 | USD | evidence → |
| Total loans | 54,646,000 | USD | evidence → |
| Allowance for loan losses | 548,000 | USD | evidence → |
| Securities available for sale | 3,649,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 37,592,000 | USD | evidence → |
| Interest-bearing deposits | 31,908,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,684,000 | USD | evidence → |
| Equity capital | 6,820,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,857,000 | USD | evidence → |
| Interest expense | 965,000 | USD | evidence → |
| Net interest income | 1,892,000 | USD | evidence → |
| Noninterest income | 553,000 | USD | evidence → |
| Noninterest expense | 2,601,000 | USD | evidence → |
| Provision for loan losses | 305,000 | USD | evidence → |
| Pretax income | -461,000 | USD | evidence → |
| Income tax | -151,000 | USD | evidence → |
| Net income | -310,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,813,000 | USD | evidence → |
| Total capital | 7,361,000 | USD | evidence → |
| Risk-weighted assets | 55,039,000 | USD | evidence → |