Call report 2007Q1
CHARLOTTE STATE BANK & TRUST — 2007Q1
The 22 measures CHARLOTTE STATE BANK & TRUST reported to the FFIEC for 2007Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 248,514,000 | USD | evidence → |
| Total loans | 173,665,000 | USD | evidence → |
| Allowance for loan losses | 2,149,000 | USD | evidence → |
| Securities available for sale | 41,069,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 223,175,000 | USD | evidence → |
| Interest-bearing deposits | 199,765,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,410,000 | USD | evidence → |
| Equity capital | 21,122,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,091,000 | USD | evidence → |
| Interest expense | 1,586,000 | USD | evidence → |
| Net interest income | 2,505,000 | USD | evidence → |
| Noninterest income | 733,000 | USD | evidence → |
| Noninterest expense | 2,042,000 | USD | evidence → |
| Provision for loan losses | 46,000 | USD | evidence → |
| Pretax income | 1,150,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,150,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,739,000 | USD | evidence → |
| Total capital | 22,888,000 | USD | evidence → |
| Risk-weighted assets | 175,855,000 | USD | evidence → |