Call report 2006Q4
CHARLOTTE STATE BANK & TRUST — 2006Q4
The 22 measures CHARLOTTE STATE BANK & TRUST reported to the FFIEC for 2006Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 249,003,000 | USD | evidence → |
| Total loans | 171,464,000 | USD | evidence → |
| Allowance for loan losses | 2,116,000 | USD | evidence → |
| Securities available for sale | 40,859,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 224,223,000 | USD | evidence → |
| Interest-bearing deposits | 208,506,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,717,000 | USD | evidence → |
| Equity capital | 19,883,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,037,000 | USD | evidence → |
| Interest expense | 4,453,000 | USD | evidence → |
| Net interest income | 10,584,000 | USD | evidence → |
| Noninterest income | 3,138,000 | USD | evidence → |
| Noninterest expense | 7,591,000 | USD | evidence → |
| Provision for loan losses | 332,000 | USD | evidence → |
| Pretax income | 5,503,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 5,503,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,576,000 | USD | evidence → |
| Total capital | 21,692,000 | USD | evidence → |
| Risk-weighted assets | 174,394,000 | USD | evidence → |