Call report 2005Q4
CHARLOTTE STATE BANK & TRUST — 2005Q4
The 22 measures CHARLOTTE STATE BANK & TRUST reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 242,767,000 | USD | evidence → |
| Total loans | 161,611,000 | USD | evidence → |
| Allowance for loan losses | 1,819,000 | USD | evidence → |
| Securities available for sale | 53,615,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 221,647,000 | USD | evidence → |
| Interest-bearing deposits | 164,143,000 | USD | evidence → |
| Noninterest-bearing deposits | 57,504,000 | USD | evidence → |
| Equity capital | 16,029,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,409,000 | USD | evidence → |
| Interest expense | 1,929,000 | USD | evidence → |
| Net interest income | 10,480,000 | USD | evidence → |
| Noninterest income | 2,949,000 | USD | evidence → |
| Noninterest expense | 7,918,000 | USD | evidence → |
| Provision for loan losses | 313,000 | USD | evidence → |
| Pretax income | 5,198,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 5,198,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,167,000 | USD | evidence → |
| Total capital | 17,986,000 | USD | evidence → |
| Risk-weighted assets | 166,879,000 | USD | evidence → |