Call report 2005Q3
CHARLOTTE STATE BANK & TRUST — 2005Q3
The 22 measures CHARLOTTE STATE BANK & TRUST reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 234,571,000 | USD | evidence → |
| Total loans | 156,188,000 | USD | evidence → |
| Allowance for loan losses | 1,754,000 | USD | evidence → |
| Securities available for sale | 58,736,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 213,647,000 | USD | evidence → |
| Interest-bearing deposits | 147,712,000 | USD | evidence → |
| Noninterest-bearing deposits | 65,935,000 | USD | evidence → |
| Equity capital | 15,969,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,978,000 | USD | evidence → |
| Interest expense | 1,271,000 | USD | evidence → |
| Net interest income | 7,707,000 | USD | evidence → |
| Noninterest income | 2,103,000 | USD | evidence → |
| Noninterest expense | 5,762,000 | USD | evidence → |
| Provision for loan losses | 198,000 | USD | evidence → |
| Pretax income | 3,850,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 3,850,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,796,000 | USD | evidence → |
| Total capital | 17,550,000 | USD | evidence → |
| Risk-weighted assets | 160,046,000 | USD | evidence → |