Call report 2005Q1
CHARLOTTE STATE BANK & TRUST — 2005Q1
The 22 measures CHARLOTTE STATE BANK & TRUST reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 255,491,000 | USD | evidence → |
| Total loans | 130,321,000 | USD | evidence → |
| Allowance for loan losses | 1,629,000 | USD | evidence → |
| Securities available for sale | 84,024,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 236,282,000 | USD | evidence → |
| Interest-bearing deposits | 162,210,000 | USD | evidence → |
| Noninterest-bearing deposits | 74,072,000 | USD | evidence → |
| Equity capital | 14,550,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,708,000 | USD | evidence → |
| Interest expense | 360,000 | USD | evidence → |
| Net interest income | 2,348,000 | USD | evidence → |
| Noninterest income | 638,000 | USD | evidence → |
| Noninterest expense | 1,850,000 | USD | evidence → |
| Provision for loan losses | 66,000 | USD | evidence → |
| Pretax income | 1,070,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,070,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,565,000 | USD | evidence → |
| Total capital | 16,194,000 | USD | evidence → |
| Risk-weighted assets | 135,843,000 | USD | evidence → |